Individual Products and Services
PSH Insurance, Inc. has access to over 40 high-quality insurance companies. After a review of your specific insurance needs, we can select a company to provide the type of benefit, design, and cost to meet your individual goals and objectives.
Our commitment to quality means we will only recommend quality insurance carriers. We base our recommendations on the following criteria:
Carriers rated "A" or better by the major rating firms.
Products that have a stable history.
Companies with a solid track record for exceptional customer service.
Products that provide flexibility to meet the needs and objectives of our clients.
Life Insurance - Whole Life, Universal Life, Index Universal Life, Term
Survivor Life Insurance
Long Term Care
International Medical Plans
Medicare Bridge Plan
Cancer/Accident/Hospital/Critical Illness Plans
Term Insurance provides temporary coverage for a specific period of time and minimal cost.
Whole Life Insurance provides coverage for life and cash surrender values for future use that you can borrow.
Universal Life Insurance provides coverage for life with flexible premiums, level or increasing coverage and cash surrender values for future use that you can withdraw or borrow.
Index Universal Life Insurance provides coverage for life with flexible premiums, level or increasing coverage and cash surrender values that are based on Standard and Poor’s index for future use that you can withdraw or borrow.
Survivorship Life Insurance insures two people and death benefit is paid when survivor dies. The product can be either a Whole Life or Universal Life.
Annuities is a product that can be used to accumulate interest tax-deferred that can be used as a supplemental retirement plan or a way to fund Long Term Care.
International Medical Plans are for people who travel to foreign countries.
Medicare Bridge Plan are medical plans who can insure a resident alien who is 65 + residing in the US for the first 5 years before that can qualify an apply for Medicare.
Cancer, Accident, Hospital, Critical Illness Plans provide tax free cash benefits based on a schedule and may also include wellness benefits and or initial diagnosis.